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Villamin suggests his customers — commonly rich individuals and families — are still over delighted to help keep a considerable slice in their portfolio in cash, which pays a little bit beneath five per cent a year in the US and nonetheless 3 per cent on deposits inside the Eurozone.

Use this revenue calculator to incorporate up the total sum of money for typical denominations of charges, cash and rolled or bagged coins in these currencies:

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That continues to be a massive gain for investors who keep in mind their rainy-day money carrying rates of about zero.

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